Payment Options 2018-02-27T16:47:36+00:00

Payment Options

Payment Options for Dentist in Littleton, MA

Payment Options

Our goal is to provide you with exemplary care, comfort, and convenience.  To help you achieve and maintain optimal dental health and a beautiful smile, we offer a variety of payment options.

For your convenience, we accept cash, personal checks, VISA, MasterCard, and debit cards.  Many of our patients benefit from the use of their Flexible Spending Card (FSA).

Financing is available at 0% for 6 or 12 months, or we offer a variety of extended plans with low monthly payments from Care Credit and Lending Club.   (Please read below for more details.)



As a courtesy to our patients, our Practice accepts most dental insurance programs and will be happy to process the insurance claims as a courtesy to you.  We are also an in- network provider for many of the Delta Dental Premier and Blue Cross/Blue Shield Plans of MA. In addition, we recently became an in-network provider for Cignal Dental Network including Total Cigna DPPO Network. You will find Dr. Stephen Gianino’s name in the insurance directories under the category of general dentist and/or periodontist in Littleton, MA.  Please provide our office with your insurance information prior to your initial appointment. No dental carrier can guarantee coverage, however, our team has over 25 years of experience in working with dental insurance carriers and we’ll do our best to help you.  Unfortunately, we do not accept Masshealth insurance.

Care Credit  and Lending Club

Take Advantage of our 0% Financing Programs or Low Monthly Payment Programs

We’re pleased to offer our patients several financing options through two financing programs:  CareCredit and Lending Club.  Both programs allow you to begin your treatment immediately – then pay for it over time with low monthly payments that fit easily into your monthly budget.

CareCredit and Lending Club work like a credit card, but are exclusive for healthcare services.  With no up-front costs, no pre-payment penalties, and no annual fees, CareCredit and Lending Club lets you pay over time and frees up cash and credit cards for the other things you want or need.  CareCredit and Lending Club offer low monthly payment plans for healthcare procedures not commonly covered by insurance, including dental treatment. You may contact Lending Club and Care Credit directly and receive an online decision in a few minutes! For more information or to apply now, Lending Club may be reached at: or 1-800-630-1663. CareCredit may be reached at:  or 1-800-365-8295.