Payment Options 2018-05-31T13:51:09+00:00

Dental Payment Options

Financing & Insurance Options

We will be more than happy to submit all insurance forms for you and help you recover the most from your benefits. We will do everything we can to help you afford the treatment you need and want. For patients who require major work, a complete payment plan is designed with an appropriate payment schedule. Forms of payment accepted by the office are check, cash, or any major credit card.

Payment Options

Our goal is to provide you with exemplary care, comfort, and convenience.  To help you achieve and maintain optimal dental health and a beautiful smile, we offer a variety of payment options.

  • For your convenience, we accept cash, personal checks, VISA, MasterCard, and debit cards. Many of our patients benefit from the use of their Flexible Spending Card (FSA).
  • Financing is available at 0% for 6 or 12 months, or we offer a variety of extended plans with low monthly payments from Care Credit and Lending Club.   (Please read below for more details.)

Insurance

As a courtesy to our patients, our Practice accepts most dental insurance programs and will be happy to process the insurance claims as a courtesy to you.  We are also an in-network provider for many of the Delta Dental Premier and Blue Cross/Blue Shield Plans of MA. In addition, we recently became an in-network provider for Cigna Dental Network including Total Cigna DPPO Network. You will find Dr. Stephen Gianino’s name in the insurance directories under the category of a general dentist and/or periodontist in Littleton, MA. Please provide our office with your insurance information prior to your initial appointment. No dental carrier can guarantee coverage, however, our team has over 25 years of experience in working with dental insurance carriers and we’ll do our best to help you.

Unfortunately, we do not accept MassHealth insurance.

CareCredit & Lending Club

Take Advantage of our 0% Financing Programs or Low Monthly Payment Programs

We’re pleased to offer our patients several financing options through two financing programs:  CareCredit and Lending Club. Both programs allow you to begin your treatment immediately – then pay for it over time with low monthly payments that fit easily into your monthly budget.

CareCredit & Lending Club work like a credit card but are exclusive for healthcare services. With no up-front costs, no pre-payment penalties, and no annual fees, CareCredit & Lending Club lets you pay over time and frees up cash and credit cards for the other things you want or need. CareCredit & Lending Club offer low monthly payment plans for healthcare procedures not commonly covered by insurance, including dental treatment. You may contact Lending Club & Care Credit directly and receive an online decision in a few minutes!

  • For more information or to apply, visit Lending Club or 1-800-630-1663.

Lending Club Dental Loans

  • CareCredit may be reached at CareCredit or 1-800-365-8295.

CareCredit Dental Payment Options